• Our Service Contract Programs adhere to Federal Trade Commission (FTC) Facts for Consumers. See www.ftc.gov We do not have any outstanding complaints with any consumer oriented and (or) governmental agencies.

• Our rates are very competitive when program-to- program comparisons are made with both Auto Dealers and Internet Websites.

  
  
  
  
  

• We offer immediate coverage with No Waiting Period, for vehicles still under factory warranty, or those that pass visual inspection.

• We will negotiate on your behalf , on any gray area claim disputes with provider administrators, on a case by case basis.

• We do not "Bait and Switch".

• You will always be offered the most comprehensive agreement for your vehicle the First Time Around.

• If you prefer simpler coverage, a lower premium policy can be tailored to meet your needs.

WE ARE ONE OF THE ONLY INTERNET WEBSITES THAT OFFERS "EXCLUSIONARY" EXTENDED AUTO WARRANTY AGREEMENTS FOR USED VEHICLES UP TO 20 YEARS OLD WITH LESS THAN 60,000 MILES ON THE ODOMETER. MANY DEALERSHIPS, CREDIT UNIONS, AND INTERNET WEBSITES ONLY OFFER "LISTED COMPONENT " AGREEMENTS.

Exclusionary Auto Warranties is an independent broker of Vehicle Service Agreements (a.k.a. Extended Auto Warranties), and offers Factory Like Coverage for Newer and Used vehicles (as well as most other vehicles). The companies we represent are A, A+ and A++ rated by AM Best, and re- insured by some of the largest insurance carriers in the world.

1. Coverage’s range from $500 to $4100 (Approx. 50 cents to $2 per day over 5 years).
2. Enjoy your travels and drive with peace of mind.
3. Full roadside assistance, towing, trip interruption, rental car, etc. included in most agreements.
4. Good at all certified shops and dealers – nationwide and in Canada.
5. Cover tomorrow’s repair cost at today’s prices, out to 10 years, if applicable.
6. No Dealer mark-ups – Save $500 to $1000 on comparable coverage’s.
7. Comprehensive coverage can be written up to 150,000 miles on the odometer.
8. If your vehicle is sold, most agreements are transferable to a private party for a small fee.
9. Helps you maintain your resale value (15% to 25% higher) and your vehicle sells faster in the open market.
10. If traded in or stolen, you receive a pro-rata refund on your agreement.

Air Conditioning System	$1,100.00 - $2,800.00	$0.00*
Engine	$1,400.00 - $3,800.00	$0.00*
Alternator	$275.00 - $550.00	$0.00*
Starter	$275.00 - $375.00	$0.00*
Fuel Pump	$375.00 - $450.00	$0.00*
Water Pump	$400.00 - $575.00	$0.00*
Power Window Motor	$300.00 - $399.00	$0.00*

ADD 20% to 50% on these costs for high-end vehicles.

* If zero deductible option is chosen.









Mini-FAQ

1) What is an extended auto warranty affect my vehicle ?

An extended warranty is an agreement between the vehicle owner and Warranty Company, obligating the warranty company to pay for repairs covered by the contract for a specific period of time.

With an extended auto warranty you are protecting yourself from the unexpected expense of mechanical failure, in the event something goes wrong with your vehicle. More...

2) What exactly does an extended warranty cover?

Know what's covered -- and what's not covered -- by the extended auto warranty you're considering. Does the contract cover breakdown as well as wear and tear? Under a "breakdown" warranty, coverage is extended only to parts that break. You can obtain extended warranties for the auto: More...

3) Why do I need an extended auto warranty?

Since even simple mechanical repairs of your vehicle can cost into the thousands and these costs are rising rapidly; protecting your investment in your vehicle should not be taken lightly. More...

4) Why should I purchase an extended warranty now?

Whether you own a new or older vehicle, an extended auto warranty will provide you with peace-of-mind protection regarding costly mechanical repairs that can happen at any time during the life of your vehicle. More...

5) What about the deductible?

Fully investigate a policy's deductible before signing on the dotted line. Consider not only its amount, but also whether it's per visit or per repair. With a per-visit deductible, each visit to the shop will run you a fixed amount, regardless of how many parts are repaired; a per-repair deductible applies to each serviced part. What sounds like a minor difference may, under certain circumstances, have a major impact on your wallet. More...

6) What type of auto warranty can I buy?

Power train Warranty: Covers the engine, transmission, and other parts of the Drive train only, which is defined as the 29 parts of the vehicle through which oil flows. These are the parts least likely to fail.

The average vehicle contains thousands of parts. As it does not cover the majority of the components of a vehicle, the Power train Warranty is truly not an extended warranty. More...

7) Can I still obtain extended auto warranty coverage?

Many consumers do not realize that even after the manufacturer's warranty has expired, their vehicle is still eligible for extended coverage. You can generally receive coverage on vehicles that have less than 100,000 miles on the odometer. A vehicle out of its original warranty is more apt to have mechanical failure compared to a newer vehicle. More...







8) How does the claims process work?

The top warranty companies work like this: If your vehicle breaks down or is in need of a repair, take it or have it towed to any licensed repair facility and present your service agreement to the Service Department. After they diagnose the problem, they will call the claims administrator toll-free and receive repair authorization for all your covered repairs less a deductible where applicable. More...

9) Why do vehicle dealers sell extended warranties?

vehicle dealers make a profit on the extended warranty, sometimes as much as they make on the car! Buyers can negotiate the price of the warranty just as they did the price of the vehicle. The working assumption is that dealers pay about 50 percent less than the asking price for the warranty. A buyer should not pay more than two-thirds of the asking price. More...

10) How do I resist the pressure to buy right away?

It is not necessary to buy the extended warranty right away. Buyers usually have 12 months after a new vehicle purchase to buy a warranty. Get the time limit from the company selling it. More...

11) What if I decide I do want an extended warranty?

The warranty need not be purchased from the dealer. Check a credit union or auto insurance dealer for a warranty program, sometimes known as mechanical breakdown insurance. Check out the service contract or vehicle warranty companies. More...

12) Extended Warranty Prices?

Shop around for the best price and the best coverage. If the warranty has a $100 deductible for each service or repair, why bother? More...

13) Extended Warranty Dealers?

Buyers can even shop different dealerships by calling the finance managers at the other stores. A buyer can tell the dealer who sold the vehicle that he's going to check with the competition to find the best price. More...

14) What is a Double Warranty?

Don't buy a double warranty, which is coverage for items already covered by the vehicle manufacturer's warranty. More...

15) How do Extended Warranties help resale?

If the car won't be in the driveway for longer than the manufacturer's warranty, typically three years or 36,000 miles, why bother? Beware of the sales pitch that the service contract will help the resale value of the car. A buyer has just paid three years for a service that might never be used. More...







16) What if I did get an extended warranty from the vehicle dealer?

If buying the warranty from the dealer, make sure it's the car manufacturer's warranty, which is to say a vehicle warranty for a auto. More...

17) When should I buy an extended warranty for my vehicle?

The warranty begins the day it is purchased, not on the date the car is purchased. So those who buy it 11-and-a-half months after purchasing have a car covered for seven years instead of six. More...

18) Extended warranties on a used vehicle?

A used car's price sticker should clearly state whether there is any initial dealer warranty. As for an extended warranty, many companies won't sell one unless the used car was bought from a dealer. More...

19) Extended warranties on a leased vehicle?

Never buy an extended warranty when leasing a car. More...

Auto Service Contracts

Buying a car? You also may be encouraged to buy an auto service contract to help protect against unexpected, costly repairs. While it may sound like a good idea, don't buy in until you understand both the terms of the contract and who is responsible for providing the coverage.

The Auto Service Contract

A service contract is a promise to perform (or pay for) certain repairs or services. Sometimes called an "extended warranty," a service contract is not a warranty as defined by federal law. A service contract may be arranged at any time and always costs extra; a warranty comes with a new car and is included in the original price.

The separate and additional cost distinguishes a service contract from a warranty.

The Terms

Before deciding whether to buy an auto service contract, ask these questions:

Does the service contract duplicate any warranty coverage?

Compare service contracts with the manufacturer's warranty before you buy. New cars come with a manufacturer's warranty, which usually offers coverage for at least one year or 12,000 miles, whichever comes first. Even used cars may come with some type of coverage (see table below).

You may decide to buy a "demonstrator" model — a car that has never been sold to a retail customer but has been driven for purposes other than test drives. If so, ask when warranty coverage begins and ends. Does it date from when you purchase the car or when the dealer first put the car into service?

Who backs the service contract?

Ask who performs or pays for repairs under the terms of the service contract. It may be the manufacturer, the dealer, or an independent company.

Many service contracts sold by dealers are handled by independent companies called administrators. Administrators act as claims adjusters, authorizing the payment of claims to any dealers under the contract. If you have a dispute over whether a claim should be paid, deal with the administrator.

If the administrator goes out of business, the dealership still may be obligated to perform under the contract. The reverse also may be true. If the dealer goes out of business, the administrator may be required to fulfill the terms of the contract. Whether you have recourse depends on your contract's terms and/or your state's laws.

Learn about the reputation of the dealer and the administrator. Ask for references and check them out. You also can contact your local or state consumer protection office, state Department of Motor Vehicles, local Better Business Bureau, or local automobile dealers association to find out if they have public information on the firms. Look for the phone numbers and addresses in your telephone directory.

Find out how long the dealer or administrator has been in business, and try to determine whether they have the financial resources to meet their contractual obligations. Individual car dealers or dealer associations may set aside funds or buy insurance to cover future claims. Some independent companies are insured against a sudden rush of claims.

Find out if the auto service contract is underwritten by an insurance company. In some states, this is required. If the contract is backed by an insurance company, contact your State Insurance Commission to ask about the solvency of the company and whether any complaints have been filed.

How much does the auto service contract cost?

Usually, the price of the s